Disclaimer

Welcome to kasppra.com. This disclaimer governs your use of this website. By using this website, you accept this disclaimer in full. If you disagree with any part of this disclaimer, we request you to discontinue your use of the site immediately.

This document outlines the scope, intention, and limitations of our website content and serves as a clear declaration of our non-affiliation with any regulatory, financial, or government body. It is meant to protect the user and the site from any confusion, misinterpretation, or liability.

1. General Purpose and Content Usage

The primary purpose of kasppra.com is to provide general awareness and educational information related to mutual funds, investment basics, and personal finance knowledge. We aim to:

• Help individuals understand how mutual funds work
• Break down technical financial terms into simple language
• Share general market trends and fund-related updates
• Provide tools or resources that aid basic financial literacy

We do not offer, promote, or sell any financial product, service, or scheme.

All content published on this site — including articles, calculators, downloadable tools, visuals, and other material — is strictly informational and non-commercial.

2. Not Financial or Investment Advice

The content on https://kasppra.com should never be considered financial, investment, legal, insurance, or tax advice. Nothing we publish constitutes:

• A recommendation to buy/sell/hold any mutual fund or financial instrument
• Personalized portfolio guidance or investment strategy
• Tax planning or insurance advice
• Legal opinion regarding financial compliance or regulations

We strongly advise users to consult with:

• SEBI-registered financial advisors
• Chartered accountants (CAs) for tax-related matters
• Certified Insurance or Retirement Planners for future planning

Using this website does not create any advisor-client or fiduciary relationship.

3. No SEBI or AMFI Registration or Certification

The operators and authors of this website do not hold any certification or license from SEBI, AMFI, or any regulatory authority in India or globally.

We explicitly declare:

• We are not SEBI-registered Investment Advisors (RIA)
• We are not AMFI-registered Mutual Fund Distributors
• We do not possess any ARN (AMFI Registration Number)
• We do not hold any formal qualifications like CFP, CFA, NISM, or equivalent

No part of this website or its content should be interpreted as being backed, approved, certified, or regulated by SEBI, AMFI, RBI, IRDAI, or any financial regulatory body.

We are independent, unaffiliated, and operate purely for informational purposes.

4. Do Your Own Research (DYOR)

We strongly encourage all users to exercise personal judgment and conduct independent research before making any financial or investment decisions.

Every individual’s financial situation is unique and requires personalized analysis. You are fully responsible for:

• Assessing your risk tolerance
• Understanding financial products you choose to invest in
• Consulting with certified experts before taking action

No content on this website is intended to replace professional advice.

5. Investment Risks Acknowledged

All mutual fund investments and market-linked instruments are subject to market risks. This includes, but is not limited to:

• Fluctuations in stock or bond prices
• Volatility due to economic or geopolitical events
• Interest rate risks
• Fund management risks

Past performance is not a guarantee of future results.

By using information from this site, you accept that:

• The value of your investments can rise or fall
• You may receive back less than your original investment
• You are solely responsible for your investment decisions

We do not offer any return guarantees or future projections.

6. No Liability or Responsibility

We strive to ensure the accuracy and relevance of the content published on kasppra.com, but we do not guarantee that:

• The information is always up-to-date, correct, or comprehensive
• The site will be free of technical issues, viruses, or interruptions
• All content will be suitable for every financial situation

We do not accept any liability or responsibility for:

• Direct, indirect, incidental, or consequential damages
• Financial loss, profit loss, or investment decisions made by users
• Any reliance placed on our tools, articles, or calculators

Use this site entirely at your own risk.

7. External Links Disclaimer

This website may include links to third-party websites (e.g., mutual fund companies, financial blogs, data sources) for reference.

• We do not control or endorse these external sites
• We are not responsible for their content or availability
• Clicking links is at your own discretion

8. No Conflict of Interest

kasppra.com is a completely independent and self-managed website. We:

• Have no financial relationship with any fund house, AMC, broker, or bank
• Do not receive any commissions or payments for mentioning financial products
• Publish content solely for educational purposes

9. Privacy, Cookies, and Data Usage

kasppra.com uses cookies and similar tracking technologies to enhance user experience, analyze site traffic, and deliver relevant advertisements.

We may collect non-personally identifiable information such as browser type, device information, IP address, pages visited, and time spent on the site.

We do not collect sensitive personal data such as PAN, Aadhaar, bank details, or investment specifics.

Data collected may be shared with third-party service providers and advertisers to improve services and show relevant ads. However, no personally identifiable information is sold or shared without your explicit consent.

By using this website, you consent to our use of cookies and data collection practices. You can manage or disable cookies through your browser settings, but this may affect site functionality.

10. No Advisor-Client Relationship

Using this site does not form any client-advisor or fiduciary relationship. No legal, financial, or contractual obligation is created by using this website.

11. Seek Professional Advice Before Investing

All users are strongly advised to consult their own certified financial advisor or investment professional before making any investment decisions. The content on kasppra.com is not tailored to individual investment objectives or risk profiles.

We emphasize:

• Always Do Your Own Research (DYOR)
• Consult your financial advisor before making any investment decision.

Each investor’s needs are unique. Relying solely on public information can lead to poor decisions or losses. kasppra.com does not take responsibility for actions taken based on our content.

Acknowledgement and Consent

By using https://kasppra.com, you confirm that:

• You have read, understood, and agreed to this disclaimer
• You accept full responsibility for financial decisions
• You agree not to hold kasppra.com, its owners, or authors liable for any consequences

If you do not agree with any part of this disclaimer, please discontinue using the website immediately.

Contact Us

If you have any questions or clarifications, please contact us at:

Email: contact@kasppra.com